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How to Stay Safe When Donating to Charities Online

Donating to charities online is one of the easiest and fastest ways to support causes you care about. Many reputable organizations use online platforms to reach more donors and respond quickly to global needs. However, this same convenience also attracts scammers who take advantage of people’s generosity. Cybercriminals often create fake charity websites or impersonate real ones, tricking donors into giving money or sharing sensitive personal information. These scams can be difficult to spot, making it essential to stay alert and cautious before clicking “donate.”

One common tactic used by scammers is to request payments through untraceable methods such as gift cards, wire transfers, or cryptocurrency. They may also ask for sensitive personal data like your Social Security number or banking details (information that legitimate charities will never need for a donation). Be especially wary of messages or emails that use emotional stories or urgent language to pressure you into donating immediately. Genuine charities appreciate your support but will never rush or guilt you into giving.

To protect yourself, always research a charity before donating. You can verify an organization’s legitimacy by checking official charity watchdog sites such as Charity Navigator, GuideStar, or the Better Business Bureau’s Wise Giving Alliance. Another simple safeguard is to look carefully at the website’s URL; most legitimate charities use a “.org” domain, and the page should begin with “https://” to indicate a secure connection. Avoid following donation links from emails, text messages, or social media posts, as these can easily lead to fake sites.

When in doubt, go directly to the official website of the charity you want to support and make your donation there. Taking a few minutes to verify authenticity can protect both your finances and personal information. By staying vigilant and informed, you can ensure your generosity truly benefits those in need, not cybercriminals.

Abacus can help you with with cybersecyrity guidance. Learn more about what we do here.

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